As part of our complete service we are able to arrange Insurance Policies for you when departing on one of our cruises in the Indian Ocean.
Cruise Insurance Premiums
We have arranged a cruise holiday insurance policy through Matthew Gerard Travel Insurance Services Ltd.
The following provides brief details of the cover. Full details are available in the Holiday Insurance Policy.
| Cover excludes the first £65 of each claim. | |
| Personal Possessions | £2,000 |
| Single Article Limit | £250 |
| Total Valuables Limit | £250 |
| Delayed Luggage (excess of 12 hours) | £150 |
| Loss of Passport, Tickets and Documents | £200 |
| Personal Money | £300 |
| Personal Accident | £25,000 |
| Cancellation | £5,000 |
| Curtailment | £5,000 |
| Medical and Repatriation Expenses | £5,000,000 |
| Hospital Benefit (£15 per 24 hours) | £400 |
| Personal Liability | £2,000,000 |
| Travel Delay (£20 first 12 hours, £10 each additional 12 hour period) | £100 |
| Abandonment (after 24 hours) | £5,000 |
| Missed Departure | £500 |
| Legal Expenses | £10,000 |
| Duration of Cover | Adult | Child (3-17) |
|---|---|---|
| All premiums include 17.5% Insurance Premium Tax. | ||
| Up to 10 days | £51 | £26 |
| Up to 17 days | £61 | £31 |
| Up to 24 days | £76 | £38 |
| Up to 31 days | £89 | £45 |
| Extra 7 days | £26 | £13 |
Please note: Above premiums are double for those passengers aged between 65 and 74 and four times the amount shown above for those passengers aged between 75 and 79 on date of departure. Maximum duration of cover for clients aged between 75 and 79 is 31 days. Regrettably, cover cannot be provided for those passengers aged 80 and over.
Cover excludes the first £50 of each claim, except for property damage only falling under Personal Liability cover, which excludes the first £250 of each claim.
Further Details
The insurance policy will be sent with your Confirmation Invoice, please read it carefully as there are conditions and exclusions.
Please note: This policy is for U.K. residents only. Period of Cover Cancellation cover is effective from the day we receive your booking form and deposit (or full payment if your booking is made less than 56 days before the day of departure) until the day of travel.
In respect of all other sections of the policy, cover is effective from the day of travel as shown on your Confirmation Invoice until the day you return.
Enquiries and Claims
If you have any query concerning this insurance, would like to make a claim or need to disclose any facts or pre-existing medical conditions that may be material to the risk, please contact Matthew Gerard Travel Insurance Services Ltd, PO Box 48, Woking, Surrey GU22 9YW. Telephone: 01483 730900 (General Enquiries); 01483 730999 (Claims); 01483 729952 (Disclosure of material facts).
Please note: All material facts must be declared to MGTIS. Failure to do so may affect your rights under the terms of the policy. A material fact is a fact likely to influence insurers in the acceptance or assessment of the insurance (e.g. your own state of health or that of a close relative).
If you are in any doubt as to whether a fact is “material” then, for your own protection, it must be disclosed.
Full Policy Details
You can download full policy details in PDF format by clicking below:
HOLIDAY INSURANCE POLICY DETAILS
If you do not have Adobe Acrobat installed (required for viewing this PDF document) you can download it by clicking the link on the right.
